My Retirement Picture
You've earned this. Let's grow it.
A clear view of where your retirement income stands today — and what it could become.
Step 1
Tell us about you
38 years old
58 years old
$74,000
11 years
You have 20 years until retirement. Adjust the sliders above to see how your income picture changes.
Step 2
Your sources of retirement income
At age 58, here's what each pillar of your retirement is projected to provide each month.
HOOPP DB PensionGuaranteed for life
Lifetime guaranteed income, paid by HOOPP.
$2,868
/ month
Accrued so far: $1,018/mo · Formula: 1.5% × salary × years of service
HOOPP+ AVCAccount balance
Your invested savings, drawn down in retirement.
$839
/ month
Projected balance $251,693 at 4% annual draw · Today: $18,340
Government BenefitsEstimated at age 65
Estimated CPP + OAS at age 65.
$1,240
/ month
CPP $880/mo + OAS $360/mo · Adjusts when you change retirement age.
Total projected monthly income
$4,946 / month
Your goal
$4,200 / month
DB Pension HOOPP+ AVC Government Goal $4,200
Step 3
You're on track
You're covered ✓
Your projected income meets — or beats — your goal of $4,200/month. Keep contributing to stay ahead.